For finance apps
Convert the budgeter with a trial that pays off.
Budgeting and personal-finance apps run one model, done well — a premium subscription like YNAB, Copilot Money, and Monarch, sold on a free trial and a loud annual-savings nudge. CashSDK ships the whole flow from one integration, with paywalls you A/B over the air and trials, intro offers, and annual plans honored natively on both stores.
Free trials · annual vs monthly · validated receipts — one SDK, both stores.
Premium
Budget with zero limits
Connect unlimited accounts
Every category, goal & rule
Automatic transaction sync
Net-worth & cash-flow trends
AnnualSAVE 44%
/ yr · just $8.33 a month
$99.99
Monthly
/ month
$14.99
7-day free trial, then your plan renews. Cancel anytime.
Start free trial
Cancel anytime · Restore purchase
How the category prices
One subscription, three conversion levers.
Consumer budgeting apps don't stack tiers and consumables the way dating does — they run a single premium subscription and win on the trial and the annual discount. Here is how the category really charges.
Recurring
Premium subscription
The revenue base: one flat all-in plan that unlocks unlimited accounts, syncing, and reports. Pure-budgeting leaders skip tiers entirely.
- YNAB $14.99/mo · Copilot Money $13/mo — single all-in plan, no free tier
- Monarch Money $14.99/mo Core, plus a $199/yr Plus tier
- PocketGuard Plus $12.99/mo; Rocket Money sliding-scale ~$7–14/mo
- Robinhood Gold $5/mo sits on top of the free brokerage
YNAB · Copilot · Monarch · PocketGuard
Annual-forward
The annual discount
The category's loudest nudge: pay yearly, save big. A prominent 'save ~40–55%' toggle is the standard upsell from monthly.
- YNAB $109/yr vs $180 monthly run-rate (~39% off)
- Monarch $99.99/yr Core (~44% off); PocketGuard $74.99/yr (~52% off)
- Copilot Money $95/yr — roughly 'two months free'
- Effective monthly price drops to ~$6–9 on annual plans
YNAB · Monarch · PocketGuard · Copilot
Trial-forward
The free trial
Budgeting buyers expect to try before they pay. The trial is the funnel — with a reminder before it converts to a paid plan.
- 7-day trial is the norm: Rocket Money, Monarch, PocketGuard
- YNAB runs a generous 34-day trial (365 days free for students)
- Copilot Money & Robinhood Gold offer ~30-day / 1-month trials
- Cleo is the exception — a permanent free AI tier instead of a trial
Rocket Money · YNAB · Monarch · Cleo
Market context only. Prices are representative US list prices for 2025–26 and vary by promotion, region, and web-vs-store; several apps run sliding-scale or first-year discounts, so many users pay less. App and plan names are trademarks of their owners and are cited to describe the category, not affiliation. On the stores, these apps file under “Finance.”
Paywall shapes
Every budgeting paywall, rendered from our own components.
Annual-vs-monthly plans, a trial-forward screen, and a premium tier ladder — the same primitives, themed for personal finance. These are CashSDK’s unbranded chrome, never a copy of any app’s screen.
Premium
Budget with zero limits
Connect unlimited accounts
Every category, goal & rule
Automatic transaction sync
Net-worth & cash-flow trends
AnnualSAVE 44%
/ yr · just $8.33 a month
$99.99
Monthly
/ month
$14.99
7-day free trial, then your plan renews. Cancel anytime.
Start free trial
Cancel anytime · Restore purchase
Annual vs monthly
One Premium plan with the annual-discount toggle front and center — the category's loudest upsell.
Free trial
Try Premium free for 7 days
Full access now. We'll remind you before your trial ends.
Today
Unlock every account, budget & report — free.
Day 5
We email a heads-up that your trial is ending.
Day 7
Your plan begins — cancel anytime before then.
$99.99 / yr after trial · cancel anytime
Start my 7-day trial
No charge today · Restore purchase
Trial-forward
A 7-day free trial with a clear today → reminder → billed timeline, so nobody feels ambushed at renewal.
Plans
Pick the plan that fits
Start free, upgrade when your money gets serious.
Free
2 accounts · basic budget
$0
PremiumPOPULAR
/ yr · unlimited & synced
$99.99
Premium Plus
/ yr · investments & advisor
$199
Continue
Cancel anytime · Restore purchase
Premium tiers
A freemium ladder — Free, Premium, Premium Plus — for apps that gate advanced budgeting and investing.
Why CashSDK fits finance
One SDK for the whole subscription flow.
Paywalls, experiments, trials, and validated receipts — the pieces a budgeting app needs to turn a free trial into recurring revenue, without building billing infrastructure.
Paywalls you A/B over the air
Design the annual-vs-monthly upgrade in the dashboard, publish it without an app release, and change copy, trial length, and price for any cohort instantly.
Paywall canvasEditing · live
Unlimited projects
Advanced analytics
Annual · $59.99SAVE 40%
Blocks
Hero image
Headline
Feature list
Plan picker
Experiment on trial & price
Test 7-day vs 14-day trials and annual discounts as holdouts — measure trial-to-paid conversion and revenue per install, not vibes.
Learn moreSubscriptions & renewals
Annual and monthly plans, intro offers, and renewals tracked server-side into a clean entitlement your app can trust.
Learn moreValidated receipts
Every Apple and Google receipt is verified server-side into a clean entitlement — no receipt server to run.
Learn moreLocalized pricing, both stores
One catalog prices in local currency across the App Store and Google Play, with free trials and intro offers honored natively.
Built for the whole flow
Turn a free trial into recurring revenue.
Trials
Free trials & intro offers, honored natively
0 SDK
iOS, Android, React Native & Flutter
0
Receipt servers to run
Ship a budgeting paywall that converts
Free trials, annual-vs-monthly plans, premium tiers, validated receipts, and localized pricing — in one SDK. Start free and ship your first paywall this afternoon.